Let us help you attain your goals of buying, as well as maintaining a home.

HOC Lending is an emerging Community Development Financial Institution (CDFI)

related to NHS of New Haven. We are a Mission-Focused Community Lender that believes in Wealth Building, Creating Assets for Generational Wealth purposes through real estate, Restoring Equity and Reinvesting in our Community! We do this by offering innovative, low-cost financing as well as referrals to lending institutions that support economic inclusion and affordable housing especially for the underserved, BIPOC community and low- and moderate-income individuals. We also offer development services.

Lending is available for house repairs and last resort home equity style loans for homeowners residing in the New Haven county area. Down payment and closing costs assistance depend on fund availability.



Explore the future endeavors of HOC Lending.

Development Services:

HOC Lending believes in edification and seeks to address issues that prevent people from attaining their goals in buying as well as maintaining their home. Call our Community Lending Development Professionals for questions or concerns.

What is a CDFI?

The Community Development Financial Institutions Fund (CDFI Fund) plays an important role in generating economic growth and opportunity in some of our nation’s most distressed communities. By offering tailored resources and innovative programs that invest federal dollars alongside private sector capital, the CDFI Fund takes a market-based approach to supporting economically disadvantaged communities.

HUD/FHA approved to participate in the Single Family Nonprofit Program as a provider of Secondary Financing

NeighborWorks Chartered Member equal housing opportunity logo National NeighborWorks Association Logo

Lending Alternatives

Our REHAB loan is defined as Restore Equity Housing Asset Builder. This loan is for homeowners looking to do repair work within their homes. Our Last Resort Home Equity Loan allows homeowners to use equity in their home to pay off outstanding debts who had trouble securing a home equity loan elsewhere. Our hope is to get homeowners away from an unsustainable “Robbing Peter to pay Paul” lifestyle by consolidating. Please note: The Last Resort Home Equity Loan requires a financial counseling session with 1 of our HUD-certified Housing Counselors. Down payment and closing costs assistance have a separate application so please call us at (203) 562-0598 to find out more information.

Our Loan Committee

  • Leslie Radcliffe – Neighborhood Resident
  • Carol Heller – Bank of America
  • Virginia Stevenson – Neighborhood Resident
  • Doreen Abubakar – Neighborhood Resident
  • Robert Filippone – Norcom Mortgage

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